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We'll offer you the best Conventional, FHA or VA home mortgage so you can concentrate on moving into your new home or some extra cash in your pocket from your refinance.  We're here to help you each step of the way from your first call to closing!

If you are in the market to Buy or Refinance Apply Now! 

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Before you start looking for a home, please call us first to get a Pre-Qualification by phone.  We'll help you understand your qualifying power & talk about how to meet your home buying goals.    

Once Pre-Qualified, your next step is to get Pre-Approved.  FIRST FINANCIAL SERVICES, INC will gather your financials & get you an written pre-approval giving you the clout of a cash buyer.

Click Here for checklist, once ready give us a call 

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      Trust our team to help you find the best mortgage to fit your needs. "More personal attention" means you enter a frustration-free zone when you get your home loan from us.  We're here to help you each step of the way from Pre-Qualification to Closing!


Refinancing Now:

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Mortgage News:
 
More Lender Updates; Letters from the Trenches and Legal Updates Focused on the CFPB
5/19/2012 11:56 AM

Posted To: Pipeline Press

London plans to use a painfully "High-Pitched Sound Generator" to disperse large crowds at the Olympics. Observers note that it will be Cindy Lauper's first paying gig since '86. Speaking of high-pitched noises (and no, this is not a lead in to a Taylor Swift joke), ...Read More
 
MBS RECAP: Slightly Bumpy Ride Late, But Important Level Holds
5/18/2012 3:16 PM

Posted To: MBS Commentary

MBS Live : MBS Afternoon Market Summary 104-16 Turned out to be an important level for Fannie 3.5's today. There's more than the usual amount of content in the 'alerts and updates' section below if you're looking to get caught up on how it played out. Long story short, bond markets...Read More
 
Mortgage Rates Lower Still, But Progress Is Slow
5/18/2012 1:41 PM

Posted To: Mortgage Rate Watch

Mortgage Rates improved marginally from yesterday's new all-time lows. Without any major scheduled events to digest, bond markets were left to their own devices and paid a decent amount of attention to a sell-off in stocks. When yields in the broader bond markets move lower, MBS (t...Read More
 
Mortgage Registry Now Includes all States, Federal Lenders
5/18/2012 1:07 PM

Posted To: MND NewsWire

The State Regulatory Registry, LLC (SRR) and the Nationwide Mortgage Licensing System (NMLS) have issued an Annual Report for 2011. The report notes that 2011 was the first year that all state mortgage regulatory agencies utilized NMLS to manage mortgage loan originator (MLO) licenses on the system...Read More
 
MBS MID-DAY: Relatively Uneventful Despite Slight Weakness
5/18/2012 10:22 AM

Posted To: MBS Commentary

MBS Live : MBS Morning Market Summary As the trading day progresses, things are shaping up to be increasingly uneventful even though MBS are down 6/32nds. Reason being: everything has been well contained, and what little weakness we've seen has occurred in a rather orderly fashion ...Read More
 
Realtors Show Clout, 'Protecting The American Dream' in DC Rally
5/18/2012 9:20 AM

Posted To: MND NewsWire

Realtors® massed on the Washington Mall on Thursday to show their strength in a year in which their trade organization, The National Association of Realtors (NAR) seems anxious on several levels. An estimated 15,000 Realtors gathered at the foot of the Washington Monument to, in the words of NA...Read More
 
A Note on The Implications Of Flat Fee Pricing; Lender Updates Continue; Ready For Another Refi Wave?
5/18/2012 8:33 AM

Posted To: Pipeline Press

Facebook...Facebook...Facebook...I guess the financial press is tired of discussing things like Europe's woes. ( Even today's closing paragraph at the bottom is about Facebook. ) Say what you want, but it is influencing real estate down in San Francisco . To help kee...Read More
 
The Day Ahead: Markets Free To "Trade It Out" Amid Data-Free Session
5/17/2012 10:22 PM

Posted To: MBS Commentary

With so many unprecedented and hefty considerations, markets might enjoy today's complete absence of scheduled economic data as some sort of chance to seek its own equilibrium. That sentence was actually lifted from an article we wrote in July 2011 when European drama was first beg...Read More
 
MBS RECAP: Snowball Buying As Fedspectations Team Up With Euro-Drama
5/17/2012 3:45 PM

Posted To: MBS Commentary

MBS Live : MBS Afternoon Market Summary Two of our favorite made-up terms joined forces today to carry MBS to yet another all-time high and 10yr yields to the high 1.6's! The day looked as if it would be a deceleration in terms of volume and volatility this morning, but we turned o...Read More
 
Mortgage Rates Officially Hit New All-Time Lows!
5/17/2012 2:21 PM

Posted To: Mortgage Rate Watch

Mortgage Rates hit new all-time lows today. In most cases, lenders' offerings are just slightly better across the board than they were in late January, the last time we officially noted "new all-time lows," though some lenders are not quite back to their previous best levels. A muc...Read More




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